WP-00 · Architecture contract

System check

Shell readySynthetic only
PROTOTYPE BOUNDARY

Controlled demonstration—not a production lending system

This environment uses fictional names and synthetic economics. It does not move money, perform loan accounting, record legal lien releases, or connect to a real lender, borrower, inspection firm, servicing platform, or title company.

Architecture readiness

WP-00 control surface

STEP 1 OF 22
ComponentStateContract
Web application shellReadyVinext / React / TypeScript shell and production build path
Product and control contractsReadyScope, authority, security, rules, data, design, and tests locked
Automated quality gateReadyBuild, lint, route rendering, and contract assertions
Supabase identity and isolationWP-01Postgres, Auth, MFA, private Storage, and RLS are deliberately deferred
Business modulesNot startedNo premature facility, intake, ledger, calculation, release, or AI feature

Product lock

One sentence

HBF Collateral Control turns credit-agreement rules and recurring builder inventory changes into a continuously reconciled, calculation-ready, approval-controlled, and audit-reconstructable operating record.

Differentiation

Three-part wedge

  1. 01

    Versioned agreement rules make material results reproducible.

  2. 02

    Incoming source changes reconcile before they can alter lender state.

  3. 03

    Simulation, approvals, evidence, and immutable lineage reconstruct every decision.

Source of truth

Data and decision authority

Reconcile before mutation
Application authority
Canonical collateral, events, rule versions, reconciliation decisions, calculation snapshots, approvals, exceptions, and evidence metadata.
Reference inputs
Imported line balances, unit principal, external confirmations, source files, appraisals, title, and inspections—with source and freshness.
External authority
Money movement, accounting balances, legal lien release, and third-party signed reports remain outside this platform.
NUMERIC AUTHORITYDeterministic server-side rules
AI AUTHORITYSuggestions and summaries only

AI cannot determine balances, eligibility, availability, release/payoff amounts, permissions, or approval outcomes.